You were injured on the job in Cedar Rapids. In Iowa, you are entitled to workers’ compensation benefits, such as medical benefits, temporary disability benefits, and permanent disability benefits. As an employee, you also have a few responsibilities. For instance, you have to notify your insurer of the injury within 90 days, although it is wise to take that step at the earliest. You must file a workers’ compensation claim in time and should follow the necessary precautions for a swift recovery. The question is whether you need to lawyer up. Working with a Cedar Rapids workers’ compensation lawyer has many benefits. Here are some key aspects worth knowing.
- Insurance companies don’t care. That’s the hard truth. These are companies working for profits, and their claims adjusters would do everything possible to reduce settlements. If you don’t have an attorney on your side, you may have to accept the initial offer, which would be lesser than what you deserve. Before you go for settlement negotiations, consult an attorney and let them communicate on your behalf.
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- Your case could end up in a trial. What happens when your claim is rejected? The insurance company could do so on various grounds. If your case ends up in trial, where you need to defend your rights and protect your interests, you would need an attorney for help. Lawyers know what it takes to be aggressive and approach a complicated case.
- There are deadlines. The Statute of limitations in Iowa sets the deadline for filing a petition. If you were not paid the weekly benefits that you were entitled to, you must file a petition within two years. If you received your weekly workers’ compensation benefits, you have a deadline of three years to file a petition, and the deadline starts from the last payment. With a workers’ compensation attorney working on your side, you don’t have to bother about these deadlines.
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Final words
Don’t expect the insurance company to calculate the weekly rate correctly. In fact, the weekly rate is a complex matter. Get an attorney on your side to understand the workers’ compensation system better. If you have sustained injuries, you will need time to recover, and your attorney can take over and handle things on your behalf. You can expect professional workers’ compensation lawyers to have a compassionate approach, and these lawyers usually work on a contingency fee, so you don’t have to pay them immediately.
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